Top 10 Best Personal Loan Lenders Online

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[Last updated (and re-ranked): February 18, 2020]

Be it a payday loan or another personal loan, today it is easy to quickly find out if you qualify for one. The whole process (from research to application submission to approval) is often handled online, with just you and your computer in front of you. Moreover, nowadays you can get the approved money in your bank account pretty quickly too. In fact, many personal loan lenders talk about getting “cash today” or pretty swiftly after your approval.

In our today’s “top ten” list we want to bring you the respective number of online personal loan lenders to consider. As always, if we’ve missed someone whose name belongs on this list, please do mention them using the “Comments” function below.

Now, without further ado, here comes our top 10 list (based solely on their popularity among consumers):

1. Avant — This online lender scores as our #1. There are numerous reasons for this… Consumers may qualify for personal loans as high $35,000, there are no origination fees (on unsecured loans), no repayment fees, fast online approval (based on a real-time check which does not affect your FICO score), and you may get the funds as soon as the next business day.
2. Trusted Loan Network — TLN offers cash from $500 all the way up to $10,000 (at “competitive annual percentage rates”) and the filling out of their no-obligation application form will take you only about 3 minutes.
3. PersonalLoans.com — This is, basically, an engine that matches consumers with personal loans through their own network of lenders. Loans offered range from $500 to $35,000. you can get needed loan funds quickly, in as little as just one business day. “You don’t have to pay back these funds quickly” because “the repayment time frame ranges from six to 72 months depending on the terms of your lender.”
4. NetCredit.com — Here you may “borrow loans from $1,000 to $10,000. Just “fill out the quick online form, and instantly see what you may qualify for. Thanks to My ScoreSaver™, this won’t affect your credit score.”
5. Ace Cash Express — This loan company specializes not only on payday loans, but also on installment loans, title loans, and prepaid debit cards. As all others, they offer instant online decision on your application.
6. CashNetUSA — This lender’s slogan is “Make Anyday Payday.” They’ve been in business since 2004, and in 2006 they were acquired by Cash America International, Inc., one of the brick & mortar leaders in short-term lending. CashNetUSA’s services “are available in over 30 US states and growing” as they continue “to lead the way toward the future of secure online lending and credit services.”
7. CashAdvance.com — Here you may get from $100 to $1,000. The eligibility criteria are being a U.S. citizen who is at least 18 years of age, a verifiable job with an after-tax income of $1,000 per month, a valid checking account, and valid home telephone number, work phone number, and an email address.
8. Money Mart — This is one of the leading payday loan providers that services Canadian residents specifically. To qualify for a loan you’ll need to have a valid ID, prove your source of income, have a “chequing account”, valid email address, and reside in Alberta, Nova Scotia or Ontario.
9. PayDayLoanToday.com — As the website puts it, “our primary goal and mission is to provide our customers with the fastest cash advance service on the web, turning around cash advance service applications in 24 to 48 hours to get you the cash you need as soon as possible.”
10. Consumer Finance Network — From “fast personal loans” to $1,000 cash to personal loans “up to $2,500” and more, this is yet another option to check out in your search for a personal loan lender.

We hope you will find the above list of personal loan options helpful; and again, if we haven’t mentioned your favorite lender, please do add them below.

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